We, our, and us, when used in this notice, mean Hometown Community Bank. When we use the words “you” and “your” we mean the following types of customers:
- Our consumer customers who have a continuing relationship by purchasing or holding financial products or services such as a:
- Deposit account
- Loan account
- Safe deposit box
- Self-directed Individual Retirement Account
We will tell you the sources of the information we collect about you.
We will tell you what measures we take to secure that information.
We first define some terms.
Nonpublic personal information means information about you
that we collect in connection with providing a financial product or
service to you. Nonpublic personal information does not include
information that is available from public sources, such as telephone
directories or government records. Hereafter, we will use the term
“information” to mean nonpublic personal information as defined in this
section.
An affiliate is a company we own or control, a company that
owns or controls us, or a company that is owned or controlled by the same
company that owns or controls us. Ownership does not mean complete
ownership, but means owning enough to have control.
A nonaffiliated third party is a person we do not employ or
a company that is not an affiliate of ours. This is also known as
nonaffiliated third party, or simply, an “other party.”
THE INFORMATION WE COLLECT
We collect information about you from the following sources:
- Information you give us on applications or other forms
- Information about your transactions with us
- Information about your transactions with other parties
- Information from a consumer reporting agency
THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR INFORMATION
We restrict access to information about you to those employees who need to
know that information to provide products or services to you. We
maintain physical, electronic, and procedural safeguards to protect this
information.
YOUR INFORMATION AND OTHER PARTIES
We will not disclose information about you to anyone except as disclosed in
this policy or as permitted by law. Examples of this might include
disclosures necessary to service your account or prevent unauthorized
transactions.
INFORMATION ABOUT FORMER CUSTOMERS
We do not disclose information about former customers, except as permitted
by law.
AUTHORIZED SHARING – JOINT MARKETING
We may disclose the following information to other financial institutions
with whom we have joint marketing agreements:
- Information you give us on an application or other forms, such as:
- Name
- Address
- Social Security Number
We disclose the information listed above with other financial
institutions with whom we have joint marketing agreements. You do not
have a right to opt out of the disclosure of this information.
Types of Businesses
We may disclose information pursuant to joint marketing agreements to the
following types of businesses:
- Financial service providers, such as insurance agents
Reasons For Disclosing
We may disclose information about you to other financial institutions with
whom we have joint marketing agreements to provide you with information
about additional products and services.
